Maine State Requirements

Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term.

Long-Term Care (LTC)

  • Initial 8-hour LTC training requirement: Before selling LTC insurance products in Maine, producers must complete an initial 8-hour, state-approved LTC training course.

  • Ongoing 4-hour LTC training requirement: After completing the initial 8-hour training requirement, LTC producers must complete 4 hours of state-approved LTC training every renewal cycle.

Property and Casualty

24 CE hours, including 3 hours of ethics, are required every 2 year license term.

Flood Insurance

Maine producers who also sell federal flood insurance policies must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP) training.

Nonresident CE Requirement

For non-resident licensees, in order to use this service, you must hold an active license in your resident state. Therefore, in some instances, such as a non-resident Maine adjuster whose home state does not require adjuster licensing, online renewal is not available. In these cases, renewals must be processed by returning the renewal invoice and payment to the Bureau.

To renew licenses online, CLICK HERE

License Term

The license term is every 2 years based on the last day of the producer’s birth month. Producers born in even years renew in EVEN years. Producers born in odd years renew in ODD years.

CE Subject Requirements

Courses can be taken in any license type for CE credit. Of the 24-hour CE requirement, 3 hours must be in ethics.

Final Exam Requirements

There are no monitoring requirements. Exams are open book, and students may refer to course materials to complete the exam. 70% is passing. Students have unlimited retakes.

CE Carryover Allowance

CE completed in excess of the requirement is not allowed to be carried forward to the next license cycle.

Course Repetition Rules

CE courses may not be taken more than once within a license term.

Credit taken to remedy a deficiency in a prior licensing period does not count toward the CE requirement for the current period.

Certificate of Completion

AOIS provides online, printable certificates of completion in Maine. Certificates of completion will be available to print online immediately after a final exam is passed. The licensee must keep a copy of each certificate of completion in his or her file for 5 years.

License Renewal Process

This is an online renewal service through the National Insurance Producer Registry (NIPR). NIPR collects a processing fee of $5.00 in addition to the renewal fee charged by the Bureau.

Please remember that licenses cannot be renewed more than 60 days prior to the renewal date. A notice will be mailed notifying licensees of the renewal period.

To renew licenses online, CLICK HERE

CE Exemptions

The following individuals are exempt from CE requirements:

  • Producers who receive their licenses less than one year before their first compliance date are exempt from CE requirements for their first license term.

  • Nonresident producers who meet their home states' CE requirements are exempt from Maine CE requirements if that home state has a reciprocal arrangement with Maine.

Helpful Links

License number lookup

View your CE transcript

Renew your license online

Maine DOI Web site

State Contact Information

Maine Department of Insurance
Phone: (207)-624-8411
Fax: (207) 624-8599

Mailing Address:
Maine Department of Insurance
76 Northern Ave.

Gardiner, ME 04345

AOIS provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither AOIS nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.